Health insurance solution

Both John McCain and Barack Obama have ideas on how to handle universal health care. Both plans are pretty weak in my opinion. McCain’s plan talks about giving each person a $2,500 tax credit to pay for insurance. That doesn’t pay for squat and requires that individuals actually qualify for insurance. As someone with a pre-existing condition (ulcerative colitis), I’m not sure that I could quality for an individual plan which would put me up a creek or leave me stuck with the plan for those that can’t afford insurance even after the tax credit. While I pay a significant amount for health insurance now, I get decent care.

Obama’s plan may sound a little better, but where on this earth is the money going to come from to pay for it? The government has already taken on a significant amount of debt with this financial bailout.

So my solution is quite simple; now that the federal government is going to own a very large insurance company (AIG) that sells insurance, use that to provide universal health insurance for everyone. Since we’ve already bitten the bullet to waste taxpayer money bailing out private companies, why not use that to their advantage?

That wasn’t so hard, was it? Maybe I should run for political office. Nah, no party would support me as my views are all over the board and I manage to offend everyone. I guess that’s what happens when I’m a free thinker and actually think about issues on an issue by issue basis instead of doing what my “party” tells me to do.

Cycle of fuel costs

The price of oil took a nice nose dive today. The news says that this is in part to expected higher inflation which is attributed to higher fuel costs thus lowering demand. If the price of fuel decreases because of this, will people use more fuel and therefore drive the price of oil up again? While I hope not, thinking about that kind of cycle makes my head spin.

Congress caused the gas price problem

In the president’s radio address this past weekend, he blamed Congress for high gas prices. He thinks that drilling everywhere is going to bring the prices down. Boy, and people actually elected this guy president? The high prices couldn’t be caused by supply and demand (lots of demand around the world), the war in Iraq (takes a lot of gas to fuel those military vehicles), or the world hating us (I’m sure Venezuela and other countries would pump out more oil if they didn’t hate us or more specifically the president so much)? Drilling everywhere isn’t the solution to anything; it may help in the medium term (starting to drill today won’t lower prices next week), but there is only a limited supply of oil in the world. If you want to blame Congress, blame the Congress that rolled over 20-30 years ago by not pushing for higher fuel economy for cars and trucks. The auto makers just didn’t want to spend the money back then to produce more efficient cars and congress didn’t act to force them to do it.

How many days do we have until this guy is out of office?

Taxing those that can’t do math

The latest attempt at getting out of California’s budget problems is to increase marketing of the lottery. Someone once told me that the lottery is for those that can’t do math as the odds of winning a substantial payout are astronomical. So the state is hoping that those that can’t afford to spend money on the lottery buy more lottery tickets. I’m not saying that those that can afford it don’t play, but my gut tells me that many of those that do play can’t really afford it, but hope that just the next ticket will be the big one (it never is). What a brilliant plan; I’m once again impressed my our government.

My partial solution (not just to the state’s money problem, but all government money problems) is to tax each person that has served an elected office for each year that he served. Some amount, like $10,000, would be a start. Those in office currently or in the past got us into the mess that we’re in now. I’m sure that this will go over real well with the politicians. This won’t solve everything, but it may make politicians think twice before wasting our tax dollars.

If you don’t have anything nice to say about someone, don’t say it

Everyone has heard that if you don’t have anything nice to say about someone, don’t say it. Well, I guess politicians haven’t heard this saying. In your local city council race, a former local news personality is going up against an unknown CPA. The new personality (Marti Emerald) has sent campaign mailers touting what she has done and what she will do. Her opponent (there are a few other candidates, but these are the top 2), April Boling has only sent us campaign flyers that sling mud at her opponent. What kind of campaigning is that? We know nothing about her and she just wants to say what Marti Emerald isn’t. If the signs around the neighborhood are indicative of the outcome of the race, Marti will win by a landslide.